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No Upfront Fees
25+ Years Experience
Mortgage Rates Are Rising · Act Now

Rates are rising. Is your mortgage protected?

With mortgage rates climbing due to global uncertainty, now is the time to lock in a better deal. Get a free review with a senior adviser who searches 90+ lenders on your behalf — no upfront fees, no obligation.

  • One senior adviser — direct communication, no call centres
  • Whole of market — 90+ lenders compared on your behalf
  • Flexible appointments — evenings and weekends available
  • No upfront fees. Free initial review, no obligation
FCA Authorised & Regulated · Whole-of-Market Mortgage Broker
Get Started Now →
£220m+
Mortgages Secured
2,800+
Clients Helped
25+
Years Experience
90+
Lenders Searched

Rated Excellent on Google  ★★★★★

Free Rate Review

Could you lock in a better rate?

Answer a few quick questions — under 2 minutes. A senior adviser will review your options personally.

Step 1 of 70%

Do you currently own your home?
Your data is secure and never shared
No obligation to proceed
Client Reviews

Real results for homeowners like you

£220m+
Mortgages secured for clients
2,800+
Clients helped across Berkshire & Bucks
25+
Years of whole-of-market mortgage advice
5★
Rated on Google by verified clients
★★★★★

As a self-employed contractor, I’d been turned down twice before. Home Me found a lender who actually understood my income. Brilliant service.

David T. · Google Review

★★★★★

Helped us remortgage and saved us £280 per month. The process was smooth from start to finish — and we released equity for our home extension.

Michael & Emma · Google Review

★★★★★

Home Me made buying our first home far less stressful than we expected. They found us a great rate with a 5% deposit and saved us £3,200 in fees.

Sarah & James · Google Review

How It Works

Three steps to locking in your new rate

Step 01

Tell us about your mortgage

Takes under 2 minutes. We’ll use this to assess whether you could lock in a better rate before they rise further.

Step 02

Your senior adviser calls you

A named senior adviser — the same person throughout — will call at a time that suits you. No call centres, no handoffs.

Step 03

Lock in your new rate

Your adviser searches 90+ lenders, handles all the paperwork, and stays with you from first call to completion. You don’t chase anyone — we do.

The Home Me Mortgages team
Meet The Team

You’ll speak to a real person — the same one, every time

No call centres. No being passed around. When you request a review, you’re assigned a named adviser who handles everything from first call to completion.

We’ll search 90+ lenders on your behalf, explain your options in plain English, and stay in direct contact with you throughout.

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Common Questions

Remortgage questions, answered straight

Most remortgages complete in four to eight weeks from application. We recommend starting the process three to six months before your current deal ends so you can lock in a rate and avoid landing on your lender’s variable rate.
Many lenders offer free valuation and free legal work as part of their remortgage packages. The main cost to watch for is an early repayment charge if you’re still inside a fixed-rate period. We’ll calculate whether switching now or waiting saves you more — before you commit to anything.
Staying with your current lender (a product transfer) is faster and involves fewer checks, but it rarely gives you the best rate available. We always compare your lender’s retention offers against the wider market. Most of the time, switching saves you more.
Your lender will move you onto their standard variable rate, which is typically 7–8% right now. On a £250,000 mortgage, that could mean paying up to £400 more per month than you need to. Even a few months on the variable rate can cost over £1,000 in unnecessary interest.
Yes. Your initial review and mortgage recommendation are completely free with no obligation. If you choose to proceed and we arrange your mortgage, a broker fee of £499 may apply. We’ll always be upfront about any costs before you commit.

Your Senior Adviser Is Ready · No Upfront Fees · 90+ Lenders

Rates are climbing.
Lock in your deal before they go higher.

One senior adviser, direct communication, start to finish. Free review — no obligation.

Get My Free Rate Review →